Red & White card from stash
Stamp freebie called Tis the Season from Quick Cards
Ribbon and gold decals from stash
Gelly Pens and SU Real Red for colouring
I stamped the image onto the white card and coloured it, then re-stamped, coloured and cut out the letters NOEL and the Bow and 3d them to the base card, I used double 3d dots for the bow to give it extra height.